Equipment Leasing

As new opportunities arise, the need for additional equipment becomes urgent. From a family enterprise to a global corporation, all companies share a common denominator—cash flow is the lifeblood of business. Even for companies with large cash reserves, financing equipment acquisitions makes business sense by matching cost to benefit, so cash flow is predictable and justifiable. Smart businesses let the equipment benefits pay for the equipment so their cash reserves and borrowing power work to fund their future. And that’s just the beginning of equipment leasing benefits.

Flexibility that fits.

Need deferred or seasonal payments? Our Equipment Finance team can match a payment structure to your business’s cash flow. In addition, we have the ability to finance multiple pieces of equipment and up to 25 percent of soft costs, all tailored to meet the needs of your equipment purchase.

More than 80% of U.S. businesses finance their equipment.

Using an equipment financing solution that offers 100 percent financing can be a smart business move. You’ll get your new equipment immediately, enjoy the ease of predictable monthly payments and conserve your working capital for other purposes, like inventory or operating expenses.

Advantages of a Caldwell Capital business equipment loan

  • Credit decisions within hours
  • Up to 100% financing
  • Consolidated billing – vehicles and equipment on one statement.
  • Payments structured to suit your needs: seasonal, monthly, quarterly, semi-annually or annually; deferred payments up to 90 days
  • Multiple pieces of equipment financed with one application
Financing is available for new and used equipment of all kinds.

We finance almost any kind of equipment your business needs to generate revenue, including, commercial vehicles, industrial equipment, machine tool, heavy equipment, and more.

Tax benefits of a business equipment loan

Several of our financing options allow you to deduct your monthly payments as an operating expense. Your accountant can help your business identify potential tax benefits under Section 179.1

The deduction limit for 2018 has been raised to a full one million dollars ($1,000,000) This is a substantial deduction which means businesses can deduct the full cost of equipment from their 2018 taxes, up to $1,000,000. This can really make a difference to your bottom line at the end of the year.

To take advantage of these high Section 179 limits for 2018, the equipment must be purchased and put into service by midnight 12/31/2018. Use Form 4562 to claim your deduction.

Find out more by contacting us today!